Written By: Darshan Vaidya (CEO of Credora) Credora is a privacy-preserving credit oracle, designed to compute on the real-time risk of a borrower without needing to see the underlying data. The architecture produces cryptographic proofs that confirm both the computations being performed and the privacy of the data. …

As a result of recent events, and particularly the default by Orthogonal Trading, we want to clarify how our platform and services are used across the on-chain credit ecosystem. To reiterate, Orthogonal Trading was not fully set up on our platform and not monitored by lenders using our infrastructure. Our…

Continuous Improvement Market shocks create opportunities to assess our methodology during times of stress and evaluate the inclusion of new metrics. Our systems track individual factor scoring per borrower, and the team regularly assesses our historical scoring. As part of this process, we evaluate curves used for scoring on a factor-by-factor basis. …

FTX Disaster & Contagion The recent FTX and contagion events are devastating for the industry. Multiple Credora borrowers have been impacted. We have a huge amount of respect for how many of them are navigating the challenge, and we have been able to see in real-time their prudent risk management ensuring ongoing creditworthiness. …

Credora is a technology company that enables superior credit risk management in crypto and ultimately traditional markets. Our product facilitates comprehensive and real-time counterparty credit risk assessments using provably private and neutral infrastructure. Capturing real-time data distinguishes Credora from traditional lending businesses. Credora aggregates KYB information, financial statements, and real-time…

Flexibility — Risk Management — Transparent Credit Markets Credora reduced the lock-up period for the Maple Solana pool following recent Maple support for open-term loans, making it one of the most liquid, diversified, and transparent credit pools in DeFi. The reduced lock-up period, from 90 to 30 days, allows lenders…

September 9, 2022 — UXD Protocol has established an insurance pool of over $55m, and will now utilize Credora’s Maple USDC pool on Solana to deploy $7m of that capital to earn a sustainable yield from a diversified set of creditworthy borrowers, whose financial positions are monitored in real-time. UXD…

Credora’s credit evaluation will facilitate data-driven lending across 200+ crypto assets. August 30, 2022 dAMM Finance is building a decentralized borrowing and lending protocol for crypto assets that is highly capital efficient and accessible for many token projects. Credora is partnering with dAMM to conduct privacy-preserving credit evaluations and real-time risk…

Credora’s credit evaluation will facilitate data-driven lending for Ribbon on the participating Market Makers within their Earn Vaults. August 26, 2022 Ribbon Finance decentralized protocol that helps users access crypto-structured products for DeFi through their “Decentralized Options Vaults” (DOVs) and Ribbon Earn product, which are a combination of options and…