Overview Credora’s platform enables real-time credit analytics that can be used for credit underwriting and risk monitoring. This paper focuses on digital asset trading firms, a subset of Credora users. Borrowers connect accounts to Credora’s privacy-preserving architecture, allowing for real-time calculations of asset values and risk information. …

Introduction The Financial Accounting Standards Board (FASB) has proposed and voted on significant changes to the accounting rules for crypto assets held in treasury. This article delves into the key aspects of these proposed amendments, their implications, and why they are considered significant for the financial reporting landscape. Why the Change? The FASB is…

In today’s fast-paced financial world, alternative credit financing stands out as a rapidly growing sector, with traditional lending tightening in higher rate environments. Alternative credit offers businesses a fresh lifeline. It is flexible and provides healthy diversity and liquidity to capital markets. Often, it even provides better terms than conventional…

Lending is a fundamental pillar of finance that supports the growth and expansion of businesses. Loans can, however, come in different forms with varying characteristics. …

Instant Lend is one seamless interface that aggregates on-chain and off-chain lending opportunities scored by Credora. Lenders can filter for their target terms to optimize portfolio construction across a network of creditworthy borrowers. Credora’s licensed agency lender simplifies operational requirements for lenders and borrowers. Recurring loan auctions concentrate activity and…

April 25, 2023 — New York, US; The crypto lending business model has come under intense scrutiny following a spate of recent credit events. Credora is helping rebuild confidence in credit markets through transparency, and today the lending infrastructure provider announced a $6m strategic funding round with S&P Global and…

Written By: Darshan Vaidya (CEO of Credora) Credora is a privacy-preserving credit oracle, designed to compute on the real-time risk of a borrower without needing to see the underlying data. The architecture produces cryptographic proofs that confirm both the computations being performed and the privacy of the data. …

As a result of recent events, and particularly the default by Orthogonal Trading, we want to clarify how our platform and services are used across the on-chain credit ecosystem. To reiterate, Orthogonal Trading was not fully set up on our platform and not monitored by lenders using our infrastructure. Our…

Continuous Improvement Market shocks create opportunities to assess our methodology during times of stress and evaluate the inclusion of new metrics. Our systems track individual factor scoring per borrower, and the team regularly assesses our historical scoring. As part of this process, we evaluate curves used for scoring on a factor-by-factor basis. …